How it works?
Whether you need extra cash to cover bills, emergencies, or unexpected expenses, we’re here to help. Here’s everything you need to know about how our loans work, from requirements to receiving your funds.
Free Interac e-TransferSecure and confidentialSame-day deposit28% APR capOnline Application in minutes
Apply online
You can apply for a loan from everywhere. Simply choose how much you would like to get and fill out a quick and easy online form.
Express approval
With our automated process, receive an instant decision on your loan application without having to wait.
Funds transfer
Easy automatic deposit system. That way, you get your money as fast as possible !
What do you need?
We make borrowing easy. To apply, you simply need:
- To be 18 years or older
- A valid Canadian bank account
- A steady source of income
- Government-issued ID
Customize your instant loan
Select the amount you wish to borrow
Select a payment frequency:
* The following examples are for guidance only and may vary slightly.
Apply Now →- Your Loan
- $ 300
- Interest Rate
- 28%
- Payment Amount
- $ 60.53
- Terms
- 2 months
- Number of Payments
- 8
Frequently asked questions
At Alter Cash, we understand that sometimes you need a personal loan to consolidate debt, cover unexpected expenses, or just have a little wiggle room in your budget. That’s why we offer online funds that are deposited directly into your bank account in as little as 24 hours, giving you the financial flexibility you need.
At Alter Cash, we strive to make the loan application process as simple as possible for our customers. Our online platform offers an intuitive user experience and a streamlined application process. While each situation may vary, our online loans are designed to be accessible and quick to obtain. We work with financial partners to offer flexible lending solutions tailored to various financial needs.
Applying for a loan with Alter Cash is a breeze. Our intuitive online platform allows you to complete your application in just a matter of minutes. Simply fill out our online form, which is available around the clock. Once submitted, our team will efficiently process your request and promptly inform you of the decision. If approved, the funds can be directly deposited into your bank account, often within 24 hours, giving you swift access to the money you need.
To be eligible for an instant loan, there are a few key requirements. Firstly, you must be at least 18 years old and a resident of Canada. Secondly, you must have a steady source of income, whether it's from employment, a pension, government benefits, or another verifiable means. While each application is assessed on an individual basis, we aim to make the process as straightforward and efficient as possible for our valued customers.
At Alter Cash, we offer credit facilities ranging from $300 to $1,500, regardless of your credit history. Our mission is to provide you with quick access to the funds you need, no matter your financial background.
At Alter Cash, a less-than-perfect credit score doesn’t automatically disqualify you from getting a cash advance. We look beyond just your credit rating, assessing your application based on your unique circumstances. Even with some credit challenges, you may still be eligible for financing.
Our team is here to help you explore your options and find a solution tailored to your needs. Don’t hesitate to reach out to us, we’re committed to helping you access the funds you need, regardless of your credit background.
To determine when you can renew your loan, it's important to review the specific terms outlined in your loan agreement. Typically, once you've successfully repaid your current loan according to the agreed-upon conditions, you may be eligible to renew your loan if additional funds are needed. However, keep in mind that renewal terms can vary based on different factors.
For personalized information about your specific situation and available renewal options, please don't hesitate to contact us directly.